Cookies Policy
1. What Are Cookies
Cookies are small text files created by your browser when you visit a website. They store stateful information to remember your actions and preferences (such as login, language, font size, and other display preferences) over a period of time.
2. Why We Use Cookies
We use cookies to:
- Make the site work efficiently and securely
- Understand and analyze how you use the site (page visits, links clicked, duration, etc.) to improve performance
- Personalize content and marketing to match your location, device, or browsing patterns
3. Types of Cookies We Use
| Category | Purpose | Examples |
|---|---|---|
| Essential | Required for core site operations and security (e.g., log‑in, form sessions) | session cookies, login tokens |
| Performance | Collect anonymous data on site usage to improve speed and reliability | Google Analytics, site metrics |
| Functional | Remember your preferences and choices | language, display settings |
| Marketing/Tracking | Deliver targeted advertising and track campaign effectiveness | advertising pixels, retargeting tags |
4. Third-Party Cookies
We may allow third-party providers—such as analytics services or advertisers—to set cookies when you interact with third-party content (e.g. banners or login widgets). These cookies are managed by the respective providers.
5. Managing and Disabling Cookies
You have full control over cookies:
- Browser Settings:
- Chrome, Firefox, Safari, Edge, and others let you delete existing cookies, block cookies, or warn before accepting cookies.
- Opt-Out Tools:
- For analytics cookies, you can visit Google Analytics Opt‑out
- For advertising-related tracking, use YourAdChoices or equivalent tools
- Effect of Disabling Cookies:
- Turning off non-essential cookies may reduce site functionality or prevent personalized content and ads. Essential cookies cannot be disabled if you wish to use the site.
6. Your Consent
By continuing to use mortgageratesweb.com and clicking “Accept Cookies” on our banner or banner-like prompts, you agree to the use of cookies as described here.
7. Updates to This Policy
We may update this policy to reflect new legal or technical developments. Updates are effective upon posting, and continued use means acceptance.